Short-term
Commercial bridging loans
Complex deal? We get it.
Short-term funding to buy, refinance or improve commercial and semi-commercial property, arranged quickly and assessed on its merits.
Your property or other security may be repossessed if you do not keep up repayments on your loan. Bridging finance is short-term finance and requires a credible repayment or exit strategy. All lending is subject to status, underwriting, valuation, satisfactory security and lending criteria.
What it's used for
Quick purchases
Secure a commercial property before other buyers or funders can move.
Conversions and change of use
Fund the purchase while planning is obtained or works are carried out.
Refinancing
Repay an existing lender or release equity while a longer-term plan is put in place.
What we look at
Every case is underwritten individually.
The property
Its value, condition, location and how easily it could be sold.
You or your business
Your experience, plans and the structure you are borrowing through.
The exit
How the loan will be repaid, and how realistic that plan is.
Questions about commercial bridging
Do you lend on vacant commercial property?
Yes, we can consider vacant and part-let property. The exit plan is especially important in these cases.
Can you lend to a limited company or SPV?
Yes. We lend to limited companies, LLPs and special purpose vehicles, usually with personal guarantees.
Ready to talk about your case?
Two minutes online. No credit check.