Terms of use
1. About these Terms
These Website Terms of Use (“Terms”) govern your access to and use of the Gulf Bridging website and any online services made available through it. By accessing or using our website, you agree to these Terms. If you do not agree with these Terms, you should not use our website.
2. About Gulf Bridging
This website is operated by Gulf Bridging Group Ltd, trading as Gulf Bridging. Gulf Bridging provides property finance and related lending services.
Registered Office: 6–9 The Square, Heathrow, Hayes, Uxbridge, UB11 1FWCompany Number: 17361372
ICO Registration Number: ZC261003
Any applicable regulatory information concerning Gulf Bridging will be displayed separately on our website and/or within the website footer. See Regulatory status and risk warnings.
3. Information on our website
The information provided on this website is for general information purposes only. Nothing on this website constitutes financial, investment, tax, legal or other professional advice. You should obtain appropriate independent professional advice where necessary before entering into a finance transaction. Although we take reasonable care to ensure information is accurate and current, we do not guarantee that all information on the website will always be complete, accurate or up to date.
4. No offer or guarantee of finance
Nothing contained on the Gulf Bridging website constitutes a binding offer, commitment or guarantee to provide finance. Any rates, loan amounts, loan-to-value ratios, terms, fees, timescales or other product information displayed on the website are indicative only unless expressly confirmed otherwise in formal documentation issued by Gulf Bridging.
All finance is subject to applicable lending criteria, underwriting, credit assessment, satisfactory valuation, identity and anti-money laundering checks, fraud prevention checks, satisfactory security, legal due diligence, availability of funding and final approval. We reserve the right to decline an application or amend proposed terms at any stage prior to a binding commitment being entered into, subject to applicable law and contractual obligations.
5. Decisions in Principle and indicative terms
Any Decision in Principle, indicative terms, illustration or other preliminary communication does not constitute a binding commitment to lend unless expressly stated otherwise. A formal finance offer may be subject to conditions which must be satisfied before funds can be released.
6. Finance applications
You are responsible for ensuring that information supplied to Gulf Bridging is accurate, complete and not misleading. We may request supporting documents and conduct checks as part of our assessment. Providing false, inaccurate or misleading information may result in an application being declined, an offer being withdrawn or other action being taken where appropriate.
7. Brokers and introducers
Where an application is submitted by a broker, introducer or other professional adviser, Gulf Bridging may communicate with that person regarding the application. Brokers and introducers are responsible for ensuring they have appropriate authority to provide information to Gulf Bridging and to act on behalf of their clients. Acceptance of an application from a broker or introducer does not constitute an endorsement of that person or firm by Gulf Bridging.
8. Broker portal and online accounts
Where Gulf Bridging provides a broker portal, application portal or other secure online service, users must keep their login credentials confidential and secure. You must not allow another person to access your account without appropriate authority. You must notify Gulf Bridging promptly if you believe your account or login credentials have been compromised. We may suspend or restrict access to an account where reasonably necessary for security, legal, compliance or operational reasons.
9. Acceptable use
You must not use our website unlawfully or fraudulently; submit false or misleading information; impersonate another person; attempt unauthorised access to our systems; introduce viruses, malware or other harmful material; interfere with the operation or security of our website; extract or scrape website information through unauthorised automated means; or use the website in any manner that could damage Gulf Bridging, our systems or other users.
10. Credit and identity checks
Where appropriate and legally permitted, Gulf Bridging may use third-party providers to conduct identity, anti-money laundering, fraud prevention and credit-related checks. Further information about how personal information is processed is contained in our Privacy Policy.
11. Property valuations
Any valuation obtained in connection with a finance application will generally be obtained for lending and security purposes. Unless expressly agreed otherwise, you should not rely upon a valuation commissioned for Gulf Bridging as a survey or assessment of the condition of a property. Applicants should obtain their own independent professional advice where appropriate.
12. Third-party websites and services
Our website may contain links to websites or services operated by third parties. Links are provided for convenience and information only. Unless expressly stated otherwise, Gulf Bridging does not control or endorse third-party websites and is not responsible for their content, availability, security or privacy practices.
13. Intellectual property
Unless otherwise stated, all intellectual property rights in the Gulf Bridging website, including its design, branding, text, graphics, logos, software and other content, are owned by or licensed to Gulf Bridging Group Ltd. You may view and print reasonable extracts for your personal or internal business use. You must not reproduce, modify, distribute, commercially exploit or republish material from our website without our prior written permission, except where permitted by law.
14. Website availability
We aim to keep our website available and operating correctly, but we do not guarantee uninterrupted or error-free access. We may suspend, withdraw, restrict or change all or part of the website for maintenance, security, operational or other legitimate reasons.
15. Limitation of liability
Nothing in these Terms excludes or limits liability where it would be unlawful to do so. Subject to applicable law, Gulf Bridging will not be responsible for losses arising solely from reliance on general information contained on the website where that information does not form part of a binding agreement. We will not be responsible for losses caused by events outside our reasonable control. Nothing in these Terms affects any rights or remedies which cannot lawfully be excluded or restricted.
16. Privacy and cookies
Our collection and use of personal information is governed by our Privacy Policy. Our use of cookies and similar technologies is explained in our Cookie Policy. You should read these documents alongside these Terms.
17. Changes to these Terms
We may update these Terms from time to time to reflect changes to our services, website, business operations or applicable legal requirements. The latest version will be published on our website.
18. Governing law
These Terms and any dispute or claim arising from them or your use of our website are governed by the laws of England and Wales. Subject to any mandatory rights that apply, the courts of England and Wales will have jurisdiction over disputes arising in connection with these Terms.
19. Contact us
If you have questions regarding these Terms or the Gulf Bridging website, please contact us using the contact information published on our website.
Gulf Bridging Group LtdTrading as Gulf Bridging
Company No. 17361372
ICO Registration No. ZC261003
Registered Office: 6–9 The Square, Heathrow, Hayes, Uxbridge, UB11 1FW
Email: info@gulfbridging.com
Website publication version · 30 September 2026